Deed Fraud in Arizona: How Realtors Can Protect Clients with Pre-Listing Inspections

Deed fraud isn’t just a buzzword–it’s a growing concern across Arizona. With new realtor education requirements and increased media attention, it’s something every agent should have on their radar.

For realtors, it’s about more than checking a box. It’s about protecting your clients, safeguarding transactions, and building trust in every deal.

One easy, often overlooked way to add a layer of protection? Recommend a pre-listing inspection.


What Exactly Is Deed Fraud?

Deed fraud happens when someone illegally transfers ownership of a property–often by forging a deed and recording it with the county. It’s more common than most realize, and Arizona has become a hotspot due to:

  • Out-of-state or absentee homeowners

  • Elderly owners and inherited properties

  • High housing demand and quick closings

In response, Governor Katie Hobbs has made deed fraud a 2025 legislative focus, and mandatory realtor education on the topic began in 2024.

Why Pre-Listing Inspections Are Part of the Solution

Title companies check ownership. That’s a given. But what about verifying the actual condition of use of the property?

That’s where a Pre-Listing Inspection from AmeriSpec-Phoenix comes in. It’s more than a checklist–it’s boots-on-the-ground verification that supports a clean, transparent sale.

Here’s how it helps:

  • Confirms Property Use
    If a seller claims they live in the home, but the inspection shows signs of vacancy or neglect, that’s a red flag worth exploring.

  • Flags Inconsistencies
    Unpermitted additions, missing HVAC components, or mismatched remodels might not scream “fraud” at first—but they can signal that something doesn’t line up.

  • Builds a Verified Paper Trail
    Our inspection reports are time-stamped and detailed. They document the state of the property at a specific point in time, which can be helpful if questions come up later in escrow—or even after sale.

Pro Tips for Realtors: How to Talk to Clients About Deed Fraud

Your clients don’t need a law degree—but they do need a heads-up. Here’s how to guide the conversation:

  • Explain What It Is: A simple definition and local example can go a long way.

  • Offer Peace of Mind, Not Panic: Let them know deed fraud is rare—but worth guarding against.

  • Suggest a Title Monitoring Service: Especially for out-of-state or elderly sellers.

  • Recommend a Pre-Listing Inspection: You’re not just checking off a box—you’re helping protect their biggest asset.

Why This Matter More Than Ever

Buyers are doing more research. Sellers are expecting more support. And in today’s market, a clean, transparent transaction is everything.

When you recommend a pre-listing inspection, you’re not just protecting your clients–you’re showing them that you go the extra mile. That you’re not just in the business of buying and selling–you’re in the business of protecting.

And that’s the kind of agent people remember (and refer).

Next Step: Schedule an Inspection with AmeriSpec-Phoenix

Want to be proactive on your next listing?

Schedule a Pre-Listing Inspection with AmeriSpec-Phoenix today. Our certified inspectors will help ensure your sellers are fully prepared–and your buyers have one less surprise to worry about.

Because trust doesn’t happen at closing. It starts with you.

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